Borrower
🎉

You're Clear to Close!

All conditions have been satisfied. Your closing is confirmed and your new home is almost yours.

4821 Coral Way, Miami, FL 33146
YOUR CLOSING
Thursday, May 15, 2026
10:00 AM — Arrive 10 minutes early
Sunshine Title Group
3250 Mary St, Suite 301, Miami FL 33133
Get Directions Add to Calendar
Your Closing Host
AT
Angela Torres
Title Officer — Sunshine Title Group
Cash to Close
Total amount needed at closing
$84,400
Bring a cashier's check or have your wire ready. Call your title company to verify the exact amount and wire instructions before sending any funds.
Important Notice
Wire Fraud Warning

NEVER wire funds based on email or text instructions. Criminals impersonate loan officers and title companies to steal closing funds. Before wiring any money you must call your title company directly at the number listed below to verbally confirm the wire instructions.

📞 Call your title company first — every time — before wiring a single dollar. We will NEVER send wire instructions by email or text.
Your Closing Checklist
Before Closing Day
Tap each item to check it off
Call your title company to get wire instructions
Do this first — call, never email or text
Bring your government-issued photo ID to closing
Required — no exceptions
Confirm wire sent or cashier's check ready
Must match exact amount on Closing Disclosure
Review your Closing Disclosure carefully
Complete your final walkthrough before closing day
Bring proof of homeowners insurance
Confirm your closing appointment date and time
Your Agent Checklist
Action Items — Clear to Close
Tap each item to check it off
Confirm final walkthrough date and time with all parties — borrower, listing agent, and seller
Must coordinate all three parties
Remind borrower to call the title company for wire instructions — not email, not text, call only
Wire fraud prevention — critical
Remind borrower to bring their government-issued photo ID — no exceptions
Required at closing
Confirm all agreed repairs have been completed before the walkthrough
Remind borrower to review their Closing Disclosure carefully
Confirm borrower knows the exact closing time and location
Coordinate key handoff with listing agent at closing table
Seller Action Items
What Your Seller Needs to Do
Before and on closing day
Have all personal belongings fully moved out before closing day
Ensure all agreed repairs are completed before the final walkthrough
Have all keys, garage openers, and access codes ready for handoff at closing
Transfer or cancel all utilities on or before closing day
Bring government-issued photo ID to closing
Be available for the final walkthrough — coordinate timing with your agent
Final Walkthrough
Tuesday, May 13, 2026 · 9:00 AM
4821 Coral Way, Miami, FL 33146
Get directions to property
All three parties must be coordinated for the final walkthrough — the borrower, the listing agent, and you as the buyer agent. Confirm availability with everyone before locking in the time.
Borrower — Carlos & Ana Martinez
You — Buyer Agent
Listing Agent — Robert Chen
Your buyer agent will confirm the exact time with all parties. Do a thorough walkthrough — check all appliances, HVAC, lights, outlets, and confirm all agreed repairs are completed. Take photos of anything that concerns you.
Your seller must have the property ready for the final walkthrough. All personal belongings should be moved and all agreed repairs completed before this date.
Walkthrough Checklist
Tap each item to check it off
All appliances are working — stove, dishwasher, microwave, fridge
HVAC system heats and cools properly
All lights and electrical outlets working
All agreed repairs have been completed
No new damage since last visit
Doors and windows open and close properly
Water runs hot and cold — check all faucets
Garage door opener and all remotes working
Property is clean and all seller belongings removed
All keys garage openers and access codes confirmed for handoff
⚠️ Take photos of anything that concerns you and contact your buyer agent immediately before closing.
Your Contacts
BF
Barnard Fleurima
Loan Officer
JT
James Torres
Loan Processor
MR
Maria Rodriguez
Buyer Agent
BF
Barnard Fleurima
Loan Officer
JT
James Torres
Loan Processor
RC
Robert Chen
Listing Agent
BF
Barnard Fleurima
Loan Officer — LoanBuddies
Questions about the loan?
Contact the loan officer directly for any questions about loan status or closing timing.