Live update

Welcome back, Carlos & Ana! 👋

4821 Coral Way, Miami, FL 33146

Stage 4 — Underwriting

Underwriting

On Track

Your file is currently being reviewed by First National Bank

May 2

Closing Date

Days Remaining

6.875%

Rate Locked

$380K

Loan Amount

$76K

Down Payment

$8,400

Closing Costs

Total Cash to Close

$84,400

Bring certified check or wire — always call to verify amount

Your Loan Journey

Application Submitted

Completed Apr 10

Processing & Documentation

Completed Apr 12

Home Inspection

Completed Apr 13

Appraisal Ordered

Completed Apr 14

Insurance Confirmed

Completed Apr 16

Underwriting Review

In progress

Clear to Close

Expected Apr 28

🏠

Closing Day

May 2, 10:00 AM

Your Loan Team

Loan Team — Call, Text or Email

Barnard Fleurima

Loan Officer

James Torres

Loan Processor

Maria Rodriguez

Buyer Agent

Other Contacts — Call or Email

Jennifer Walsh

Title Officer

Rick Sullivan

Insurance Agent

Mike Johnson

Home Inspector

What Happens Next

Current stage — Underwriting

The underwriter is reviewing your complete loan file. This typically takes 3-5 business days. You may receive a request for additional documents — respond immediately to anything we send you to keep your closing on schedule.

Items Needed

Updated Bank Statements

Most recent 2 months for Chase checking ending in 7892

Due Apr 20

Gift Letter Documentation

Signed gift letter + bank statement from parents

Due Apr 18

Important Notice

Wire Fraud Warning

NEVER wire funds based on email or text instructions. Criminals impersonate loan officers and title companies to steal closing funds. Before wiring any money — call your loan officer or title company directly at the numbers listed above to verbally confirm the wire instructions.

We will NEVER change wire instructions via email or text. Always call to verify.

Final Walkthrough

Tuesday, April 30, 2026 · 9:00 AM

4821 Coral Way, Miami, FL 33146

Open in Maps

What to check during your walkthrough

Tap each item to check it off

All appliances are working

HVAC system heats and cools

All lights and outlets working

No new damage since last visit

All agreed repairs completed

Doors and windows open and close properly

Water runs hot and cold

Garage door opener works

Take photos of anything that concerns you and send to your agent immediately.

Questions? Text your buyer agent

Closing Day

🏠 Your Closing Day

Everything you need for a smooth closing

Thursday, May 2, 2026 · 10:00 AM

Arrive 10 minutes early

Sunshine Title Group

3250 Mary St, Suite 301, Miami FL 33133

View on map

Get Directions Add to Calendar

Your Closing Contact

Angela Torres

Title Officer — Sunshine Title Group

Call Email

What to Bring

Government-issued photo ID

Cashier's check or wire confirmation

Proof of homeowner's insurance

Any remaining documents requested

Upload Documents

Document uploaded